The College maintains a group long-term disability insurance plan, which provides each participant a portion of his/her income in the event of a long term disability. The cost of the insurance is paid by Le Moyne College. Under this program, disability is defined as being completely unable due to sickness, bodily injury, or pregnancy to perform your normal occupation.
Eligibility: Full-time employees with one year of active full-time employment. An individual may be eligible for immediate enrollment if he/she had group disability coverage just prior to join Le Moyne College.
Benefits begin as of the first of the month following six consecutive months of total disability. The plan provides an income benefit of 60% of base monthly salary, with a maximum of $10,00 per month. For any employees in Executive status, the plan provides an income benefit of 60% of base month salary, with a maximum of $12,500 per month. Payments are reduced by the amount of any Social Security and/or Workers' Compensation benefits. If the employee was participating in the College's Retirement plan when disability began, the plan also provides a monthly premium benefit for the retirement plan contributions.
Employees will retain medical and dental insurance at the active employee rate, as well as Life, Long-term Disability, and retirement contributions under The Guardian's waiver of premium benefit.
Benefit Summary - LTD.pdf
Faculty members and exempt (salaried) employees will also receive 40% of their salary for the first six months of long-term disability.
This insurance coverage will end when a person terminates employment at Le Moyne College or goes on unpaid leave of absence.